Left Gutter
Right Gutter
Left Gutter

The loan that
gives back!

Borrow up to £5,000 without a guarantor

Borrow up to £10,000 with a guarantor

Get a rate reduction on your loan when you pay on time

Representative 39.9% APR (Variable)

Description of image
Apply today

Representative Example: Borrowing £3000 over 36 months with a representative APR of 39.9% (variable), the amount payable would be £134.21 a month, with a total cost of credit of £1831.56 and a total amount payable of £4831.56.

Right Gutter
Left Gutter
An illustration of a woman smiling holding a pound coin

Welcome to 1Plus1

We are “1 Plus 1 Loans” and we provide exactly the right personal loans for people just like you.

We set up our business in 2013, when we saw that borrowing money at an affordable rate was becoming a seriously difficult job for those with bad credit ratings and those who needed it most.

Tell me more
Right Gutter
Left Gutter
Why 1Plus1 Loans?

What you need to know

Illustration of a thumbs up

Direct lender, not a broker

Illustration of money

Fast payout

Illustration of applicants

All applicants considered

Right Gutter
Left Gutter

Become a guarantor

A guarantor is someone who will make payments on a loan if the borrower fails to pay. If the borrower has not had credit before, they will have no credit history. This means that credit reference agencies will give them a low score, as they have no way of knowing if they will repay the loan or not.

Learn more
An illustration of a customer and guarantor fist bumping
Right Gutter
Left Gutter
Any questions?

Read our helpful FAQs

Visit FAQs

We are supported by

CCTA logoResponsible Lender logoFeefo logoEquifax logoVerified & Secured Logo
Right Gutter
Left Gutter
An illustration banner of five people looking happy

What people say?

Independent Service Rating based on 42 verified reviews

Feefo logo circular version

Great service, I had a brilliant experiance with 1Pus1 Loans!

Graham on Feefo
Feefo logo circular version

''What can I say! Exellent, Exellent, Exellent!''

Theodor on Feefo
Feefo logo circular version

''No words cannot describe, Jason was unbelieveable!''

Zachery on Feefo
Five stars

4.9/5

Right Gutter
Left Gutter

Apply now to check your eligibility in just minutes

Warning! Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Apply today

Representative Example: Borrowing £3000 over 36 months with a representative APR of 39.9% (variable), the amount payable would be £134.21 a month, with a total cost of credit of £1831.56 and a total amount payable of £4831.56.

Right Gutter
Left Gutter
Right Gutter